Delicious Cake… and it’s very cheap

To order, please call 0199157172 (Mrs Fara). Free delivery in Kuantan area.

ASB harus….

Klik untuk fatwa kerajaan Sarawak

Dan boleh dapatkan maklumat ilmiah daripada asb-respond-uzar

Now is a shopping time

Red is a symbol of brave…….

But, stock market investor is afraid of Red….

hmm…. that is symbol of price down….

For unit trust investor like us, take this opportunities to buy as much as you can…

Flier islamic unit trust info

click here 1-piece-promotion

Harga Wajar IPO: Yang Perlu Diperhatikan

Bagaimana Harga IPO ditentukan?

Diagram berikut menunjukkan aliran proses untuk menentukan harga IPO:

Bank saudagar menasihati syarikat yang akan disenaraikan mengenai penetapan harga IPO.

Setelah cadangan harga IPO ditetapkan, bank saudagar berkenaan menyerahkan cadangan IPO itu kepada SC untuk kelulusan.

SC akan mengkaji cadangan IPO itu sebelum memberi kelulusan bagi memastikan prosedur yang betul telah dipatuhi, tetapi SC tidak akanmencampuri atau terlibat dalam proses menentukan harga IPO.

Skim yang menipu

Cara Mengenal Skim Penipuan!

Minimumkan risiko kehilangan wang simpanan anda dengan mengetahui pelbagai jenis pelaburan tidak sah di sisi undang-undang yang terdapat dalam masyarakat kini. Berikut ialah beberapa ciri dan janji yang umumnya ada dalam sesuatu skim penipuan:

• Untuk setiap pelaburan yang dibuat, anda menerima pulangan yang tinggi, umpamanya, 20-30% sebulan bagi setiap bulan.
• Anda tidak pernah ditunjukkan produk yang kononnya berkualiti yang perlu anda jual, sebaliknya dibayar mengikut bilangan orang yang anda latih atau mendaftar diri.
• Anda diberitahu bahawa tawaran itu hanya untuk tempoh terhad dan anda MESTI membelinya sekarang.
• Anda diminta memasukkan wang ke dalam bank asing dalam mata wang asing untuk mendapatkan suatu hadiah tetapi anda tidak ingat pun pernah masuk sebarang pertandingan atau cabutan bertuah.
• Anda menerima panggilan telefon menawarkan peluang-peluang pelaburan dan anda sendiri tidak tahu bagaimana syarikat itu mendapat nombor telefon anda.
• Anda menerima e-mel yang meminta nombor akaun bank anda kerana mereka mahu menghantar wang kepada anda, biasanya berjumlah berjuta-juta dolar Amerika, dari beberapa negara asing. Ini sebenarnya bukanlah satu bentuk skim penipuan pelaburan, tetapi tetap satu lagi skim penipuan yang popular.
• Anda ditawarkan satu produk pelaburan yang menjamin keuntungan besar tanpa sebarang risiko kewangan.
• Anda diminta melabur dalam satu skim pelaburan. Alamat dan maklumat perhubungan syarikat pelaburan yang menawarkan keuntungan besar kepada anda itu terletak di sebuah negara asing yang anda tidak dapat pastikan di mana kedudukan sebenar syarikat itu.
• Anda ditawarkan “hadiah percuma” untuk mendapatkan sesuatu kemudian, contohnya, sejumlah wang yang besar.
• Anda ditawarkan peluang pekerjaan dengan gaji besar tanpa memerlukan pengalaman dan kelayakan akademi yang berkenaan.
• Anda didatangi oleh seseorang yang mengaku sebagai ejen bagi syarikat dagangan asing (umpamanya yang beribu pejabat di Makau, Bahamas, Kepulauan British Virgin, dsb) untuk berdagang dalam indeks asing (contohnya, indeks Hang Seng), komoditi (contohnya kopi) atau mata wang asing (contohnya AS$, Yen dsb) tetapi anda perlu mendepositkan sejumlah wang dalam mata wang asing sebagai “margin”, sebelum sesuatu urus niaga boleh dilakukan.
• Sukar untuk menemui sebarang maklumat mengenai lesen atau kewujudan syarikat itu dalam tapak web mana-mana pihak pengawal selia atau pihak berkuasa yang berkenaan.

Jika anda mengalami mana-mana keadaan di atas, apakah yang perlu anda lakukan untuk melindungi diri anda?

More people who prefer to save their money in the banks rather than investing

Currently, there are still more people who prefer to save their money in the banks rather than investing in unit trusts. Thus, the growing trend of the industry will likely attract more savers.

Why invest in a unit trust?

Why invest in a unit trust?

A unit trust is a type of ‘pooled’ investment vehicle. What this means is that an investor in effect puts in or ‘pools’ his money with other investors’; the collective amount is then invested to buy a range of shares or other instruments.

For example, suppose 100 people each set aside RM100 for investment. Each investor owns one hundredth of the units in issue. The money – RM10,000 — is then invested in a range of assets. Suppose after a year, the fund has grown 20% to RM12,000. If your unit is a hundredth of the total it will then be worth RM120.

The benefits are summarized below.

for further discussion, do not hesitate to contact me at khg.publicmutual@gmail.com

Buy resort and rental back to the developers – guarantees return

This is FAQ with properties millionaire – Azizi Ali

Q 4: What do you think about properties that comes with rental guarantees?

ANS: Folks, always remember this – a guarantee is only as good as the person giving the guarantee. A homeless, broke, liar or dying man can also give you a guarantee. But you will have serious doubts about his ability to honor his guarantee – even if you had signed an agreement. Now, the same applies to a company. A company can guarantee you 8 percent rental return for five years. But if they fail to pay, you can take them to court and yes, you may even win the case. But if the company has no money (or claims to have no money), it will all be in vain. The court judgment will be a paper judgment. The bottom line is that you are still not getting your money. What I’m trying to say here is that do not be impressed or swayed by people of companies giving guarantees, because they can guarantee anything! Whether they can back up the guarantee is another story altogether. If a company has a poor track record of honoring its words, walk away. There are tens of thousands of properties in Malaysia. Just because you missed one or even ten does not mean that you have missed the boat. There will be plenty more opportunities to buy at least one property in the future. An investment should be weighed by its ability to generate income, and not about guarantees.

Initial Public Offer. Good for the beginner

There are two IPOs company will be listed in main board and MESDAQ BSKL. Try your luck to subscribe these IPOs.

Luxchem Corporation Bhd

Innity Corporation Bhd

Again…. another conference in Indonesia. Let’s visit to Bali

International Conference Signal-Image Technology & ….

Borrow money to invest. Is it worth?

When You Should Borrow Money To Invest 

------------------------------------------------------------

One of the most common question I get is this: is it a good 

idea to borrow money to invest in investment x (the x can be 

unit trusts, ASB, properties, business, Bank Rakyat shares, 

etc., etc.)? 

 

Zakat Unit Trust

As you invest your money more than 1 year, Zakat is obligatory when a certain amount of money, called the nisab is reached or exceeded.

visit this weblog to calculate your Zakat KHG

George Soros: ‘We face the most serious recession of our lifetime’

George Soros, ‘the man who broke the Bank of England’, tells Edmund Conway of his fears for the economy

‘This is a period of wealth destruction. The people who make money will be few and far between. There will be a lot more money lost than made.” When George Soros – the phenomenally successful hedge fund manager – says this, you know something is wrong, very wrong. And indeed it is. The 77-year-old billionaire sinks back into the sofa in his Chelsea townhouse and exhales.

They said.. the worse economic recession will occur in Sept

We Face the most serious recession in our lifetime

Edmond Conway � Telegraph.co.uk May 26, 2008

‘This is a period of wealth destruction. The people who make money will be few and far between. There will be a lot more money lost than made.” When George Soros – the phenomenally successful hedge fund manager – says this, you know something is wrong, very wrong. And indeed it is. The 77-year-old billionaire sinks back into the sofa in his Chelsea townhouse and exhales.

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